Accidents Happen

Accidents Happen, first published 2017, an e-book copyright and written by Sharon Karaa.

Plot: Tabitha Brownlee, last minute shopping for her upcoming wedding, witnesses a horrible automobile accident where one of the boys is thrown through the windshield. She runs to his aid but is struck on the head by a huge sign whose support has been weakened in the accident. Mort, a ‘collector-of-souls’ (formerly referred to as a ‘grim reaper’) delivers the coup d’grâce so she won’t feel the blow. Unfortunately, she is not due to ‘crossover’ for a long time. She arises from her body, argues with him while he is trying to replace her (her soul) back into the body. She is a martial arts black belt, pushes him, he lands in her body, it is zipped-up and that’s it. She is directed to the counter that handles distribution of collected souls and referred to Death (a heavy drinking old man who doesn’t like to be disturbed), to plead her case. She is assigned to work with another collector Cooper, a handsome hulk, who is a seemingly more or less permanent collector because of a story of his own. From here the reader is taken on a journey following Tabitha as she functions in her role, all of the while awaiting her call to be returned to her body that now contains Mort, the overanxious collector who messed up to begin with. Numerous other zany situations occur during soul collecting assignments and with her mother, who seemingly is hopeless mentally incompetent but loves to ride her motorcycle although not licensed, and the mother’s attempted clandestine interrelationship with Mort, who now is in her daughter’s body. Through it all, a mutual physical attraction gradually develops between Tabitha and Cooper, although hampered by her expected marriage to John as soon as she is restored to her own body. Further understanding of the situations only can be gained by working one’s way through the complicated case.

Discussion: The basic theme of and approach to, this fascinating tale, as well as its presentation, is quite engaging. Regrettably for this reader, the tale began to ‘bog down’ somewhere a little beyond mid-story, a situation that judicious editing, and especially of the extended interplay between Tabitha and Coop, would easily have corrected. However and parenthetically, an end note by the author offers intriguing insight to the author’s thought processes and adds a rather delightful touch to the story. She tells of how elevating she finds it to be by simply looking at the many good ‘little things’ that happen during a day. She then concludes “Because it’s all about perspective. It’s all about the little things. And so to close, I’d like to wish you all a hundred little things. May your day be filled with them, and may they infect you with happiness.”

3* 5* amusingly engaging tale; judicious editing needed to enhance enjoyment.

 

 

Budgeting

BUDGETING, an e-book published, copyright and written by Noel Bradshaw.

Subtitled “How to take control of your money, reduce debt and start living” the book then presents a legal notice declaring copyright, a disclaimer notice declaring innocence of any expressed or implied warranties and non-responsibility for any losses incurred from reading the document. There follows a Table Of Contents, an Introduction, 6 pertinent chapters and a conclusion. The introduction acknowledges the complexity and extensive range provided by the subject but indicates that the basics are the subject of this book. Chapter One then explains that a person must begin “to first get a big picture what it (the budget) is part of, which is personal finance management.” It continues by discussing “needs”, “current position” and “future needs”, explains “cash flow” and elements affecting it and introduces “Budgeting”. Chapter Two explains differences between “good” and “bad” debts and “Budgeting and Debts”. Chapter Three details the importance of having a plan and the importance of “mindset”. Four concentrates on minimizing expenses, expands on the importance of mind set, stresses the need to set goals and stick to them, discusses the difference between needs and wants and suggests alternative means of saving/gaining extra monies. Chapter five is about “Investing in Your Future” specifying simple formulas for saving for the future and risk factors to be considered. Chapter Six considers the subject of “Bad Debts”, the need to address them, how best to handle them and considerations for gaining additional income. The Conclusion offers hope that the author’s suggestions will be helpful to the reader. Two Annexes are provided – A: “Sample Contingent Savings Approach Budget”; B: “Sample Prioritized Savings Approach Budget”.

Discussion/Conclusion: The author, as indicated, has attempted to provide the basics of ‘Budgeting’ in a quite simplistic manner directed toward the neophyte and/or the individual who is prone to ‘let things slide’ and/or the one who may be inclined toward being overly influenced by action of peers.

4* Simply presented discussion probably helpful for targeted audience.